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Fast manual entry
Credit or debit with category, subcategory, payment method, payee and notes — plus an optional receipt photo from camera or gallery.
Your money moves through PhonePe, your bank, your wallet, a card, a friend. CashTrail pulls it all into one honest ledger — and reconciles the sources so your balance finally matches reality.
PhonePe knows some of it. Your bank statement knows some of it. Cash knows none of it. Add them up and nothing reconciles — the same UPI payment is counted twice, the ATM withdrawal looks like it vanished, and the running balance drifts a little more every week.
UPI · ₹1,240 · Blinkit
UTR 4291…7730
DR · ₹1,240 · BLINKIT
Ref 4291…7730
CashTrail matches the same real-world payment across your PhonePe and bank exports using its UTR / reference number. Duplicates collapse into a single row. The bank's reported balance is treated as the source of truth and becomes a checkpoint, so every balance before and after it recalculates correctly as you import more statements over time.
Net worth impact: ₹0 — because nothing was actually spent.
Move money to your own account, convert digital to cash, settle a split — that's not spending, but every other tracker counts it as such. A Hook watches for transactions you describe and automatically posts the matching counter-entry, so your real position stays honest.
Not a budgeting nag. A precise, fast ledger that respects your time and your privacy.
Credit or debit with category, subcategory, payment method, payee and notes — plus an optional receipt photo from camera or gallery.
Map keywords to categories once ("blinkit", "bigbasket" → Grocery). They apply on every import and retroactively on demand.
A clean pie of where the money goes, with income / expense and this-month / all-time toggles. No dashboards you'll never open.
Full-text search across notes, payee, category and bank, plus type filters, multi-category selection and date-range presets — with a live total for whatever's on screen.
Bring in your whole history from a PhonePe CSV or an ICICI XLS in one pass. Re-importing the same statement is safely skipped.
Share a payment screenshot straight from another app and CashTrail catches it, ready to attach to a transaction.
CashTrail has no accounts, no servers holding your money data, and no analytics watching you use it. Every transaction, category and receipt lives in a single SQLite database on your device. There's nothing to breach, because there's nothing stored anywhere else.
Receipt scanning is the one optional feature that sends an image you choose to a processing endpoint. Everything else is fully offline.
Read the privacy policy
Free on Android. No account to create, nothing to configure — open it and log your first entry.
GET IT ONGoogle PlayPackage: app.cashtrail